Before most people buy a new home, one of the first questions they give a lot of thought to is: “Can we afford the monthly payments?” While mortgage financing is one of the main issues on people’s minds when they’re house hunting, they sometimes overlook another potential expense, which relates to the condition of the appliances in the home.The possible problem of appliance repairs is sometimes taken care of by sellers who offer home warranties. However, if the cost of appliance repair is not part of the deal, then home buyers should factor that into their first-year living budget. If they’re lucky enough not to incur those expenses, such as washing machine repairs, dryer repairs, and dishwasher repairs (to name a few), then they’ll have a financial cushion they can use for other things.Hiring a professional home inspector to take a look at the furnace, the central air conditioning system, and the structural soundness of a home you’re considering is one way to avoid problems. Although home inspectors can provide a lot of valuable information about the shape of the house and its operating systems, they probably can’t do an in-depth inspection of the kitchen and laundry appliances beyond making sure these appliances are in working condition on the day of the inspection. To reduce the chances of being stuck with large refrigerator repair, dishwasher repair, or washer and dryer repair bills, useful information about the age and repair history of appliances in the home can often be obtained from the seller. Keeping maintenance records of your own household appliances can also give you a rough idea of when they might start wearing out.We often take our household appliances for granted until something malfunctions and we need to call an appliance repair service. The same thing holds true for garbage disposal repairs, washer and dryer repair, and other eventual home appliance repair needs. Reading the appliance manual and having a general idea of how to properly maintain household appliances can help reduce the need for avoidable or premature appliance repair costs. For example, garbage disposal repairs can often be avoided for years by preventing silverware, jewelry, and other hard objects from getting stuck in a disposal’s moving parts. Silverware and metal bowls can also wreak havoc if they’re left in the microwave after it’s turned on. Since it’s next to impossible to avoid all appliance mishaps indefinitely, especially when children live in the house, however, it’s always a good idea to have quick access to the phone number of a reliable appliance repair service.If you don’t already have a working relationship with a dependable appliance repair service, there are a few helpful things to keep in mind when comparison shopping. Reputable appliance repair companies usually provide a one-year warranty on labor and replacement parts, so you have some assurance that the dishwasher repairs or the refrigerator repair parts you’ll be paying for come with a guarantee of quality and reliability. Other points of comparison when shopping for appliance repair services are whether the business is insured, competitively priced, and experienced. In the absence of a recommendation from someone you know and trust, online customer reviews and Better Business Bureau reports can be other useful ways to evaluate a refrigerator repair service, a local oven repair service, or a company that does dishwasher repairs.